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Ok guys im getting my first credit card. What are the do's and don'ts? Would it be wise to buy a car with one? Probably not eh? [img]graemlins/slap.gif[/img]
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1995 Patriot Red T-Topped Z28 A4<br /><br />Mystery rebuild in progress.<br /><br />Soon to have 383 ways to beat KBreezy and Shane. :D -
Dont spend more than you can afford to pay off.
Do try and pay back everything asap. w/in the graceperiod if possible
credit cards can be great for your credit, but if your not smart about using it, it can feck up your credit hard and fastRedlineVSix -
Don't buy a turbo.Comment
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Buy a turbo, but pay the company for it immediately.Comment
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If you're trying to establish credit then I suggest this:
Get 2 major credit cards, a gas card, and a department store card.
Don't hve to go buck wild with them, but all the different types of cards will give you a higher rating I think. My mom worked at a bank for like 20 years, thats what she told me to do when I turned 18 [img]tongue.gif[/img]<b><a href=\"http://members.cox.net/95batmobile/d86f.jpg\" target=\"_blank\">Sinister Six©</b></a><br /><a href=\"http://www.sounddomain.com/id/95batmobile\" target=\"_blank\">My \'95 Bird</a><br />I am not afraid of storms, for I am learning how to sail my ship.Comment
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If you dont have cash to pay for something, then you can't use the plastic. Always pay your bills and just be responsible. Credit cards are the best thing for your early credit--IF you are responsible.<b><a href=\"http://members.cardomain.com/redaudiomobile\" target=\"_blank\">1998 Red A4 W68 Firebird</a> <br />10 PSI <a href=\"http://www.procharger.com/superchargers.shtml\" target=\"_blank\">ATI Procharger</a> <a href=\"http://www.imagestation.com/picture/sraid81/pb4b6eeb42f57d06389e3ac12068e7a67/faff97eb.jpg\" target=\"_blank\">Intercooled</a> </b> <br /><b>~~</b>Borla catback, <a href=\"http://www.imagestation.com/picture/sraid91/pf2d3103bcf8fef15756e8ec41c695d6c/fa6c671d.jpg\" target=\"_blank\">3” Catco Cat</a>, <a href=\"http://www.imagestation.com/picture/sraid91/p8e41ca8b59b95024690456cd102f7c65/fa6c672a.jpg\" target=\"_blank\">Pacesetter Ceramic Coated Headers</a>, 3.73 gears, Zexel-Torsen<br /><b>~~</b> <a href=\"http://www.imagestation.com/picture/sraid91/p5f73f1370269f5c5334b6d8cbbeec4d1/fa6c6712.jpg\" target=\"_blank\">K&N Air Filter</a>, <a href=\"http://www.imagestation.com/picture/sraid91/p9da8e4ea1855acbbfb5067bc9762b9b6/fa6e6fe4.jpg\" target=\"_blank\">TSP Clear Lid</a>, <a href=\"http://www.imagestation.com/picture/sraid91/p4f9c7720261bdd59f9e55275f022ef8d/fa6c6706.jpg\" target=\"_blank\">SLP CAI</a>, 160* thermostat, <a href=\"http://www.imagestation.com/picture/sraid81/pec71087de994f110a77b62a06ab5b77d/faff953c.jpg\" target=\"_blank\">Autometer C2 Gauges</a><br /><b>~~</b> <a href=\"http://www.imagestation.com/picture/sraid88/p70f4e24cb84ebce6e87577a1086b47a0/fa901042.jpg\" target=\"_blank\">Katzkin Black/Red Leather Seats</a>, <a href=\"http://www.imagestation.com/picture/sraid91/p768a90d0c13e9740c0d353ac1b322e6a/fa6c6717.jpg\" target=\"_blank\">Bilstein HD Shocks</a>Comment
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Buy a turbo, dispute the charges, have a free turbo.Comment
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Make sure you don't start buying gas on your credit card... once I did that, I stopped paying for anything with cash, and I became a card-junkie....
-Justin<b><a href=\"http://www.cardomain.com/id/drkmind11\" target=\"_blank\">2000 Red Firebird Coupe, A4.</a></b> ((3.42 Gears, LSD Stock))<br />Details: 3\" Edelbrock Exhaust, 3\" Catco Cat,160* Thermostat, 8% Tint, TA Chrome Wheels, Viper 550.Comment
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aye.. u gotta keep it in check~The Guru\'s Guru~<br />1999 Camaro,K&N,!MAF<br />!airsilencer,3.08s,<br />NGK-TR6\'s,Taylor Blue 8mm wires,FRAM,A4,Catco Cat, Magnaflow 3 inch catback,transgo shift kit<br />Waiting: RK sport headers, custom y pipe electric cutout<br /><a href=\"http://www.cardomain.com/id/divinejc\" target=\"_blank\">www.cardomain.com/id/divinejc</a>Comment
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I would get a low limit, and I would only get ONE CARD, from a major Credit Card company.
Pay your ENTIRE balance off every month. If you cant pay for it you SHOULDNT buy it.
It is a good way to establish credit, IF you are responsible.
I am 26, I got my first credit card when I was I think 18, it was an American Eagle card, which I used ONLY TWICE.
Once I graduated college, I got a GM card in Jan of '02, I was 24. I have always paid the entire balance off monthly.
This past January I went to get a preapproval for a mortgage, and was very surprised. My score was in the 780's. I also thought I was asking for a high amount, but I could have gone at least 10-15% higher.
Bottom line, credit is important, you DONT NEED A LOT of cards etc. to have a good credit score.What\'s her last name? I\'ll look it up.<br />You know I don\'t recall. Swim, Swammy, Slippy, Slappy, Simmons, Sommons, Swenson, Swanson?<br />Maybe it\'s on the briefcase.<br />Oh yeah! It\'s right here, Samsonite! I was way off! I knew it started with an S though!Comment
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